The People Behind Your Financial Clarity

We're a small team of budget enthusiasts who've learned the hard way that good financial planning isn't about restricting yourself. It's about understanding where your money goes and making choices that fit your life.

Team collaboration workspace with planning materials

We Started Where You Are

Back in early 2021, our founder Harlow Fitzgibbons was sitting at a kitchen table, staring at three months of bank statements. The numbers didn't add up with how things felt. There was income coming in, but somehow the savings account stayed flat.

That frustration led to spreadsheets. Then the spreadsheets led to better questions. And those questions eventually became the foundation of what we do now.

We're not financial advisors in suits. We're people who got tired of generic budgeting advice that assumes everyone's situation looks the same. Your expenses aren't our expenses. Your goals definitely aren't our goals. So why would the same budget template work for everyone?

We built our approach around real conversations with real people trying to make their money work better. Not perfectly. Just better than yesterday.

Meet the Team

We're based in South Brisbane, though half of us work remotely now. What keeps us together is a shared belief that budget planning should feel empowering, not stressful.

Harlow Fitzgibbons

Founder & Budget Strategist

Started this journey after realizing most budget advice ignored the messy reality of irregular income. Spent five years in retail management before switching focus to financial planning in 2020.

Sayer Drummond

Data Analysis Lead

Turned a background in environmental science into pattern recognition for spending habits. Believes the best insights come from looking at what people actually do, not what they plan to do.

Quinn Oleander

Client Support Coordinator

Former teacher who found more satisfaction helping adults figure out their finances than teaching algebra. Known for asking the questions clients forgot they needed to answer.

What We Actually Do

Our work focuses on translating your financial reality into systems that make sense. Here's where we spend most of our time.

Budget Structure Design

We help you build a budget framework that reflects your actual income patterns. Whether you're salaried, freelance, or somewhere in between, the structure needs to match how money flows in and out of your accounts.

Spending Pattern Analysis

Looking at three to six months of your transactions helps us identify where money goes without you noticing. Sometimes it's subscriptions you forgot about. Other times it's categories that cost more than you realized.

Goal-Based Planning

Saving for something specific changes how you approach daily spending. We work with you to figure out realistic timelines and contribution amounts that won't leave you feeling restricted every week.

Adjustment Support

Life changes. Income shifts. Expenses pop up. We stay available for the inevitable moments when your original plan needs updating. Most of our clients check in quarterly, though some need monthly conversations during transition periods.

Want to Start a Conversation?

We're currently scheduling initial consultations for September through November 2025. These sessions run about 90 minutes and give us a chance to understand your situation before recommending any specific approach.

Get In Touch